The article by Kayla Webley
The article by Kayla Webley addresses the issue of student loan repayment. Kayla highlights concerns from the students who are repaying their tuition debt, which the government should forgive the loan. Kayla evaluates the effect of forgiving the loan at the expense of the lenders and other students who repaid their loan. She also assesses the impact of forgiving the loan to the taxpayers. In the article, Kayla mentions Applebaum plan on how to address the issue of student loan repayment. The article concludes that there is no better plan in place than what Applebaum suggests, and other options can be considered if the approach is unsuitable.
The article is brief and in the introduction, the author builds of the issue of concern. The author references facts that support the issue of concern. She mentions there are over 670,000 signatures from petitioners to forgive debts given to students. The author also incorporates her personal experience with the petitioners, and she quotes a common phrase that the petitioners give to avoid loan repayment. The assessment validates that this is a concern that needs to be addressed. Also, she mentions key stakeholders in the issue, the lenders, and institutions, and indications that she is knowledgeable on the matter. Kayla exhibits that she has done an assessment of the issue boosting the reader’s confidence in her article.
She uses rhetorical questions to prompt the reader’s logic on the idea of forgiving the loan. Her questions bring the reader to think further on her stand that abolishing the loan repayment plan will be unfair to the students who have paid their loans over time, and it will be burdening to the taxpayers. She also triggers the emotional appeal to the reader when she emphasizes that people who never went to school would have to pay on behalf of the students who went to school. The ability to appeal to the reader’s emotion and logic makes the article interesting, impactful, and relevant. Her article uses grammatically correct sentences with excellent diction that makes her opinions clear. She articulates her thoughts with clarity, and the flow communicates to the reader.
Despite her clarity on the issue, Kayla fails to expound on the Applebaum’s plan. She introduces the plan and compares it concerning the issue of loan repayment. However, she fails to explain what is on the plan especially for a new reader who may not understand what the plan entails. Kayla also refrains from giving her opinion on Applebaum’s plan but rather decide to use his phrase as a concluding remark for the reader to decide. Kayla also fails to expound on the criteria of giving loans that could be the cause of the petition. Her comments that the government will have a hard time to determine who genuinely needs the loan or not could be clearer if the reader understands the current criteria of selection.
In conclusion, Kayla’s flow of idea takes an informal tone, and she breaks down the issue of student loan repayment. The first part, she introduces the issue of concern and backs it up with facts. The second part she analyses the issue based on the logic of why the loan needs to be repaid. The third paragraph she introduces Applebaum’s approach and evaluates the success of the plan in evaluating the loan repayment. In the fifth paragraph, she mentions the role of stakeholders in making the Applebaum’s plan inapplicable. In her concluding remarks, she outlines Applebaum’s stand on the issue rather than her stand. Kayla communicates the idea clearly and objectively to the reader. In some instances, she generalizes so much that could make the reader unaware of the core issues being discussed.
Works Cited
Kayla, Webley. Is forgiving student Loan Debt a Good Idea? Time Magazine, April, 20, 2012.